What is the average cost of long-term care?
In 2025, roughly $80,000/year for home care, $74,000 for assisted living, and $115,000+ for a nursing home.
Long-term care is expensive, and costs have risen sharply. National median costs in 2025 (Genworth / CareScout Cost of Care Survey) were approximately:
- Home health aide: ~$80,080/year (about $35/hour)
- Assisted living: ~$74,400/year (about $6,200/month)
- Nursing home, semi-private room: ~$114,975/year
- Nursing home, private room: ~$129,575/year
Costs vary widely by state and city — see costs by state.
General information only. This is educational and not insurance, legal, tax, or financial advice. Rules and products vary and change — confirm the specifics with a licensed professional.
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