Long Term Care Services are EXPENSIVE!
MEDICARE DOES NOT PAY FOR LONG TERM CARE.
And someone has to pay for it. How will you pay for care?

Long Term Care Insurance Companies

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Helping Seniors Live At Home Longer

Home-based care is increasingly seen as a legitimate and less costly alternative to nursing home care. The Patient Protection and Affordable Care Act, signed into law by President Obama in March 2010, includes provisions to assist people who want to stay in their homes longer. READ MORE: Helping seniors live at home longer

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Should I Sign Up For Federal Long Term Care Coverage?

At age 58, you’re in the sweet spot for purchasing long-term care coverage. People in their late 50s tend to have more disposable income, thanks to higher salaries and decreased family obligations when the kids leave home. And they are still young enough to buy long-term care insurance at affordable prices. Premiums are usually much […]

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Is Long Term Care Insurance Right For You?

Approximately two-thirds of all Americans who reach the age of 65 will require long-term care at some point in their lives, whether it be in their own homes or in a nursing home or assisted-living facility. The cost of this care is considerable, so it makes sense to consider this information when you do your […]

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California Assembly Passes Long Term Care Insurance Rate Bill

Members the California Assembly have voted 42-33 to approve A.B. 999, a bill that could put new limits on long term care insurers ability to raise prices. READ MORE: California Assembly Passes LTC Rate Bill

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Long Term Care Policies Take Some Homework

Have you thought about long-term care insurance? Most people don’t until they are approaching retirement and the thought of spending their hard earned savings on care drives them to consider it. Statistics vary from source to source, but some 70 percent of those over age 65 will need long-term care, defined as the services needed […]

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