OneAmerica long-term care insurance
A mutual holding company offering asset-based (hybrid) long-term care coverage combining life insurance or annuities with long-term care benefits.
What they offer
Coverage type: Hybrid. Known for its Asset-Care line, issued through The State Life Insurance Company.
Long-term care coverage falls into two families — traditional standalone policies and hybrid (linked-benefit) policies. See types of plans for how they differ.
Financial strength
Because a long-term care policy may be held for decades, an insurer's financial strength matters. Check OneAmerica's current ratings from independent agencies such as AM Best, Moody's, and S&P before you buy — see how to read insurer ratings.
Please note: This profile is general information, not an offer of coverage or an endorsement. Product availability, features, and pricing vary by state, age, and health, and change over time. Confirm OneAmerica's current offerings with a licensed agent before making any decision. LongTermCareInsurance411 is not affiliated with OneAmerica.
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