Northwestern Mutual long-term care insurance

What they offer

Coverage type: Traditional. Confirm current new-business availability for standalone LTC directly with Northwestern Mutual or an agent — this is more established than published for the other carriers here.

Long-term care coverage falls into two families — traditional standalone policies and hybrid (linked-benefit) policies. See types of plans for how they differ.

How Northwestern Mutual scores

Our disclosed, weighted methodology scores every carrier on four criteria. Here's the breakdown for Northwestern Mutual:

Financial strength

Because a long-term care policy may be held for decades, an insurer's financial strength matters. Northwestern Mutual's A.M. Best financial-strength rating is A++, affirmed November 2025 (source). Rating applies to The Northwestern Mutual Life Insurance Company and its subsidiary, Northwestern Long Term Care Insurance Company. Ratings are typically reaffirmed annually — verify Northwestern Mutual's current rating directly with A.M. Best or the carrier before you buy. See how we score carriers for the full methodology.

Visit Northwestern Mutual's website

Please note: This profile is general information, not an offer of coverage or an endorsement. Product availability, features, and pricing vary by state, age, and health, and change over time. Confirm Northwestern Mutual's current offerings with a licensed agent before making any decision. LongTermCareInsurance411 is not affiliated with Northwestern Mutual.