Nationwide long-term care insurance

What they offer

Coverage type: Hybrid. Known for its CareMatters line of linked-benefit policies (currently CareMatters II, plus a newer CareMatters Annuity product).

Long-term care coverage falls into two families — traditional standalone policies and hybrid (linked-benefit) policies. See types of plans for how they differ.

How Nationwide scores

Our disclosed, weighted methodology scores every carrier on four criteria. Here's the breakdown for Nationwide:

Financial strength

Because a long-term care policy may be held for decades, an insurer's financial strength matters. Nationwide's A.M. Best financial-strength rating is A+, affirmed November 7, 2025 (source). Rating applies to Nationwide Life Insurance Company, the CareMatters-issuing entity. Ratings are typically reaffirmed annually — verify Nationwide's current rating directly with A.M. Best or the carrier before you buy. See how we score carriers for the full methodology.

Visit Nationwide's website

Please note: This profile is general information, not an offer of coverage or an endorsement. Product availability, features, and pricing vary by state, age, and health, and change over time. Confirm Nationwide's current offerings with a licensed agent before making any decision. LongTermCareInsurance411 is not affiliated with Nationwide.