National Guardian Life (NGL) long-term care insurance
A mutual insurer that re-entered the standalone long-term care market and continues to write new traditional policies.
What they offer
Coverage type: Traditional. Not affiliated with The Guardian Life Insurance Company of America.
Long-term care coverage falls into two families — traditional standalone policies and hybrid (linked-benefit) policies. See types of plans for how they differ.
Financial strength
Because a long-term care policy may be held for decades, an insurer's financial strength matters. Check National Guardian Life (NGL)'s current ratings from independent agencies such as AM Best, Moody's, and S&P before you buy — see how to read insurer ratings.
Visit National Guardian Life (NGL)'s website
Please note: This profile is general information, not an offer of coverage or an endorsement. Product availability, features, and pricing vary by state, age, and health, and change over time. Confirm National Guardian Life (NGL)'s current offerings with a licensed agent before making any decision. LongTermCareInsurance411 is not affiliated with National Guardian Life (NGL).
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